What You Should Know

 

 

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What You Should Know  Before Having Your Vehicle Repaired\

1. Your vehicle is the second largest investment you're likely to make. Preserve its value and your safety by having it repaired professionally.

2. Never drive a car that could be unsafe because of damages.

3. Some insurance companies may want you to visit their drive-in claims center before having your car repaired. You can do this, or you may leave your car at the collision repair shop of your choice and ask that the insurance company inspect the car there.

4. You are not required by law to obtain more than one estimate or appraisal.

5. You have the right to go to the repair shop of your choice. Your insurance company cannot require you to go to a particular shop.

6. Differences in repair estimates are common. A lower estimate may not include all necessary work. If you're not sure why one estimate is different from another you've received, ask the shop manager.

7. Choose a shop that has unibody repair equipment and certified technicians.

8. Ask if the shop will be using genuine manufacturer (OEM) replacement parts.

9. Ask if the shop offers a repair warranty.

10. Let the collision repair shop you choose help you negotiate your claim with the insurance company, this often leads to less aggravation for you.

(Provided by Collision Repair Services, Inc.)

What to Do In Case of an Accident

bulletStop, no matter how slight the accident and keep calm.
bulletCall the police immediately to report any personal injury or vehicle damage.
bulletTell the police if an ambulance is needed for emergency treatment.
bulletMake no admissions and do not take any blame for the accident.  Record only facts - not opinions.
bulletRemove hazards from the road and warn oncoming traffic.
bulletNotify your insurance agent as soon as possible.
bulletGet the names of the witnesses.
bulletTell them their assistance will be greatly appreciated.
bulletGet details regarding the other vehicle(s).
bulletDriver's Name
bulletDriver's License Number
bulletAddress
bulletHome Phone or Cell
bulletWork Phone
bulletLicense Plate Number
bulletState
bulletCar Make and Model
bulletYear
bulletVIN (Vehicle Identification Number)
bulletInsurance Company
bulletAgent
bulletNote information on the injured.
bulletRecord details of apparent injuries, on-site treatment, and method of transportation to the hospital.
bulletRecord the details of the accident.
bulletDate
bulletTime
bulletStreet Location
bulletSpeed of vehicles involved
bulletDraw a sketch
bulletTake all measurements:  skid marks, road widths, etc.
bulletIdentify points of impact.
bulletName all streets and any bridges, overpasses, railroad crossings, etc.
bulletMark the position of vehicles.
bulletRecord the vehicle damage - a walk-around check is a good habit to get into
bulletCall to have your vehicle towed if you suspect severe damage.  Never drive a car that could be unsafe because of damages.

 

 

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Last modified: 11/20/06